Terms and Conditions for meridona.pro Use

Please review these terms carefully before using meridona.pro. They outline your responsibilities, our policies, and your rights as a visitor based in Malaysia.

January 23, 2026

Acceptance of Terms

By accessing or using this website, you agree to comply with these Terms and Conditions. If you disagree with any part of these terms, please do not use our site. Continued use means you accept these provisions and any future updates.

Definitions

Key terms in this agreement are explained below for clarity and mutual understanding.

“Website” refers to meridona.pro and all content, advice, and interactive features hosted on this Meridona.

“User” includes any person who views, browses, or interacts with our content and services.

“Content” means text, images, blog posts, and materials provided by meridona.pro for informational purposes.

“Moderator” refers to team members who manage site content and communications.

Use of Services

Content is intended solely for personal insights and general discussion on financial skills. Do not rely on it as a substitute for personalized financial advice.

Eligibility

You must be at least 18 years old to use certain interactive features or submit contact forms on this site.

Users under 18 should not share personal information or submit requests.

User Responsibilities

By participating, you agree to act lawfully and respectfully while using the website.

Provide accurate information when submitting forms or messages.
Refrain from sharing copyrighted, illegal, or misleading content.
Do not use our content for commercial or promotional use without permission.
Respect other users by keeping discussions polite and constructive.

Prohibited Purposes

The following actions are expressly forbidden to protect all users.

Attempting to gain unauthorized access to site features or personal data.
Posting harmful, offensive, or discriminatory language or images.
Disrupting site operations using automated bots or malicious tools.
Promoting unrelated services, products, or advertisements in comments or forms.
Falsifying your identity or misusing another person’s information.

Intellectual Property Rights

All original content on meridona.pro belongs to the website unless otherwise indicated. Copying, distribution, or modification is not allowed except for personal, non-commercial use. Infringements will be addressed according to Malaysian law.

User Submissions

If you submit ideas or stories, you retain your rights but grant us the right to use your content on the website.

User Content Rights & Permissions

You confirm any shared materials are your own or used with permission. We can edit submissions for clarity and relevance.

Privacy & Data Handling

Our management of your personal information follows our Privacy Policy and meets local laws. We never sell your data and share it only when necessary for operations or legal compliance.

View Privacy Policy

Disclaimer of Warranties

All content is informational and not a substitute for professional guidance. Use the site at your own discretion. Results may vary.

Important Notice

No guaranteed results or specific outcomes are promised. Always seek personal advice from a qualified expert where required.

Limitation of Liability

We are not liable for losses or damages from your use of this site or its content. Use information strictly at your own risk.

Indemnification

You agree to compensate us for any claims or damages arising from your misuse of this website or its content.

Dispute Resolution Method

We aim to address disputes amicably and encourage you to contact us first for resolution.

Arbitration

Disputes that cannot be resolved informally may proceed to arbitration under Malaysian law.

Arbitration decisions are binding, subject to applicable law and user rights.

Online Dispute Resolution

You may also use official online dispute resolution platforms as an option for cross-border issues.

Learn about our dispute process

Severability

If any part of these terms is judged invalid, remaining provisions still apply to all parties.

Entire Agreement

These Terms and our policies form the agreement between you and meridona.pro. Previous agreements are replaced by the latest version.

Applicable Law & Jurisdiction

These terms follow Malaysian law. Local courts have jurisdiction unless otherwise specified.

Termination

We reserve the right to suspend or terminate your access for breaches of these Terms and Conditions.

Modifications

Terms may be updated to meet new regulations or improve clarity. Check back regularly for changes.

Contact for Terms Questions

Questions regarding these Terms and Conditions can be directed to our contact details below.

Contact Email: content@meridona.pro

Phone Number: +6012-603 5476

Mailing Address: Regus - Kuala Lumpur KL Sentral, Level 8, Kuala Lumpur 50470 Malaysia

Effective Date: January 23, 2026

Version: 3.0